Legal

Insurance Disclosures

Effective Date: August 21, 2026

Licensing

Florida Life Insurance is operated by Matt Saffian, a licensed insurance agent in the state of Florida (Florida Resident License #G273626). Matt Saffian is appointed to offer life insurance products from a range of carriers, subject to each carrier's own appointment and underwriting requirements.

Product Availability

Not every product referenced on this Site is available in every situation. Product availability, coverage amounts, features, and pricing vary by insurance carrier and are subject to the applicant's eligibility and the carrier's underwriting requirements.

No Guarantee of Approval

Requesting a quote through this Site does not guarantee approval for coverage. Some policies — including many simplified issue and guaranteed issue products — may be issued relatively quickly depending on eligibility and carrier underwriting. Others, particularly larger fully underwritten policies, may require additional review, including a medical exam.

How Quotes and Applications Work

Quotes and applications on this Site are powered by BackNine's "Strife" quote and application platform, which connects you to available carriers and products based on the information you provide. Estimated options shown are not a binding offer of coverage; final terms are determined by the applicable carrier during underwriting.

Compensation Disclosure

As a licensed insurance agent, Matt Saffian may receive compensation, such as commissions, from insurance carriers for policies placed through this Site. This does not change the price you pay for coverage.

State Availability

This website is currently focused on insurance products available to Florida residents.

No Government Affiliation

This website is not affiliated with or endorsed by any government agency, including Medicare or the Social Security Administration.

Questions

For questions about a specific product, license, or disclosure, contact us at [email protected], by phone at (772) 226-0875, or through our contact page.

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